Making a Will isn’t just a legal formality, it’s one of the most important steps you can take to protect your family and your wishes.
In 2025, with new inheritance tax rules and changing family structures, having a valid will matters more than ever.
Callum Leighton, Solicitor & Team Leader in our Wills, Trusts and Probate team at Jackson Lees, outlines why making a Will is essential, describes the potential consequences of not having one, and provides guidance on how to begin the process.
Why Is Making a Will so Important?
A Will gives you control over what happens to your money, property and possessions after you die. Without one, the law decides under UK intestacy rules, which often don’t reflect modern families.
For example, unmarried partners and stepchildren inherit nothing if you die without a Will. Your estate will follow a strict hierarchy, starting with your spouse or civil partner, then children, then other relatives.
What Happens If You Die Without a Will?
Under current intestacy rules, your spouse or civil partner receives £322,000 plus personal possessions plus half of the remainder of the estate.
The remaining half of the estate is split equally between the surviving children if there are any. If there are no surviving children, then your spouse or civil partner will receive the entire estate. . If you’re unmarried, your partner gets nothing, even if you’ve lived together for years.
This can lead to disputes, delays and extra costs. In fact, probate cases taking over a year have surged by 518% since 2019, leaving families in limbo.
Common Questions About Wills
Q: Do I need a solicitor to make a Will?
A: You can write your own will, but mistakes can make it invalid or not accurately reflect your wishes. A solicitor ensures it’s legally sound and tailored to your circumstances.
Q: Can I include digital assets?
A: Yes. In 2025, 39% of people include online accounts or cryptocurrency in their Wills. It’s vital to plan for these.
Q: When should I update my Will?
A: You should update your will after significant life changes such as getting married, getting divorced, having children, purchasing property, or simply every few years to ensure it remains up to date.
Entering into a marriage or civil partnership automatically revokes any Will that you have made so it is crucial that you obtain legal advice to ensure that your wishes on death remain intact.
What’s Changing in 2025?
From 6 April 2025, UK inheritance tax moves to a residence-based system. If you’ve lived in the UK for 10 of the last 20 years, your worldwide assets could be taxed at 40% above £325,000.
Even if you leave the UK, liability can continue for up to 10 years. Planning ahead with a will can help you manage these changes and reduce stress for loved ones.
How Can Jackson Lees Help?
Our experienced Liverpool and Wirral wills solicitors offer clear, friendly advice to make the process simple. We’ll help you protect your loved ones, reduce tax exposure and avoid disputes.
Please give us a call, request a callback or make an enquiry to find out how we can help.